Ruhuna Journal of Management and Finance (RJMF) is a peer reviewed international journal; published bi-annually by the Faculty of Management and Finance, University of Ruhuna, Sri Lanka. The aim of RJMF is to provide a unique intellectual platform for scholars, researchers and practitioners from diverse domains of management and finance to stimulate a scholarly debate. The journal is published in both printed and online versions. With the aim of providing the widest possible readership for the intellectual, the online version of RJMF is freely accessible to anyone.